Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Protection Against Uninsured Drivers You’re hit by an uninsured driver. Now what? Are you protected against financial losses? Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. Your Shifting Risk Tolerance Time and market performance may subtly and slowly imbalance your portfolio.